Travelling does unfortunately come with some form of risk. Not many people can fund an unexpected emergency out of their own pocket this is why travel insurance is vital when planning your holiday. Travel insurance will help you travel with a sense of security – knowing you will be covered if some emergency arises.

Protection as a standard benefit

Most travel insurance policies offer baggage and personal belongings protection as a standard benefit of the travel insurance policy. This means your travel insurance would cover you for the loss, theft or damage of your luggage – but what happens if your baggage is delayed?

Temporary Loss

Temporary loss of luggage is usually covered under your travel insurance policy as a standard. Travel insurance policies do differ from insurer to insurer and policy to policy – be sure to read and understand the policy so you are sure to be covered. Use Compare Insurance to compare a range of policies and benefits so you will buy the right cover for your needs.

Baggage Delay

Travel insurance baggage delay is part of most travel insurance policies, this cover can reimburse you as the insured traveller (up to the amount mentioned as a limit in the policy) to buy some personal essential products until you receive your luggage.

Permanently Lost

In the case of your bag being permanently lost, depending on your policy, you should be reimbursed up the amount stipulated in the policy for the value of your luggage and your personal belongings inside.

Your policy could have limitations with regards to lost or stolen luggage including maximum pay-outs and secondary cover applies if the airline is responsible for the loss or the delay – coverage from the trave