You rushed to the airport to be on time and get there finally but your flight is delayed. This happens a lot more than you think, it’s the responsibility of your airline to look after you while you are at the airport – but your travel insurance policy might also cover or compensate you for the inconvenience.

Covered as standard

Most travel insurance policies provide cover as part of your standard policy for flight delays – which comes into effect after the stipulated amount of time stated in your policy. This is why it’s important to compare various policies using a comparison engine like Compare Insurance so you are sure to have the right cover for your needs.

Airline Responsiblity

The airline would be responsible to look after you if the flight is delayed, this includes providing you with drinks, food, accommodation and communication if it’s overnight – they are responsible for you until you are able to depart on your holiday or trip.

Approved spend

In the case of a lot of people being delayed and the airline is not able to look after all the passengers and you organise your own food, drinks and accommodation you would be able to claim these expenses back from your airline. It’s best to get “approved spend” from the airline as they might not refund you for a 5star hotel.

It won't pay for everything

It’s important to note that travel insurance is not designed to pay for everything if there is a flight delay or you missed a connecting flight due to a delay but you can claim – depending on your policy you might have an excess to pay in order to claim back from your travel insurance policy.

Each travel insurance policy would differ, read and compare a few policies and it’s benefits and always be sure to read the exclusions so you are sure to have the best travel cover for your needs.