Even the most vigilant and careful travellers can get pickpocketed or mugged. You can have locks on all your bags and be aware of your surroundings but still get robbed from your belongings. This is not something we want to happen to anybody but unfortunately, this kind of stuff does happen so we have put together the below tips on what to do:

Do not panic or try to fight

Your life is more valuable than all your belongings – it’s all just stuff and can be replaced. Even your passport can be replaced, might be a bit of admin but not the end of the world.

Cancel your credit cards

Phone you bank and cancel your cards right away – your bank can probably send you a new one or you can work around it with cardless cash withdrawals your bank offers via its app.

Report to the police

Go to the nearest police station and report the incident. Make a copy of the report and be sure to get the case number. This will come in handy to claim back from your travel insurance policy.

Phone your insurer

Travel insurance does offer cover for lost/stolen belongings and baggage. Depending on your policy you can replace your stolen property, your insurer could also replace/repair damaged items from the incident, you can possibly change/cancel your travel plans and you could be covered for medical assistance if you got injured.

We always recommend to all travellers to be sure to add travel insurance at the top of the list when planning a holiday – the small amount you pay in the beginning can save you from huge financial losses later on.

Always ensure you read the terms and conditions as travel insurance policies would have a cap on the amount they would cover in the case of theft. Depending on your policy – you might need to buy some extra luggage cover so you are sure to have enough coverage to replace your belongings.

Always shop around for insurance, use Compare Insurance to compare a range of insurance policies and benefits on one page so you can choose the right cover for you and your budget. Searching using our comparison engine will save you time and money so you will have the right cover and enjoy your holiday stress-free.